Retirement Plans – 401(k)

Financial Education & Communication

At HRB Retirement we have a passion for educating participants on how to successfully plan for retirement. In order to achieve that, we help participants lay the foundation for success by providing a comprehensive participant education program.

We provide group meetings as well as 1 on 1 guidance and advice. Our consultants are bilingual at HRB and are able to assist Spanish speaking employees at the same level as the English speaking ones.

Fiduciary Oversight

We help create a process for our clients to manage their responsibilities as a Fiduciary and we share in Co-Fiduciary responsibilities as a 321.

Investment Analysis

We will work with the Employer to determine the objectives of the plan and the participants and make recommendations for the Selection and ongoing Monitoring of the investment options made available to the participants.

Service Provider Benchmarking & RFP

The process for monitoring service providers can be overwhelming for even the most diligent employers. As an independent advisory firm we are able to survey the market place and provide analytics on service providers to help Employers determine who is best suited for their plan. Understanding plan fees and continually monitoring those fees is a Fiduciary requirement. Having the lowest fees is not. It is important to evaluate the value, tools and services offered by the provider when determining which provider to select.

Plan Design Consulting

Creating a custom plan design that meets the needs of clients is critical to a healthy plan. Much like an architect or designer would design a space, we will evaluate the objectives of the Employer and revisit those goals and objectives over time. This includes evaluation of adding on ancillary plans like Defined Benefit and Non-Qualified Deferred Compensation Plans.